RAMTEKFrom the first collection call to the filed petition.
Capture the caller who is behind on debts, draft the counseling letters and the petition checklist in plain English, and keep every filing and counseling date in one place. Every draft is for an attorney to review before it is used.
A matter, start to finish
The first call
The Website Intake Assistant talks to a caller at any hour, collects their name and contact details, and saves the deadline they mention, such as a garnishment date, as an Inquiry.
The rules
Ask the AI Law Assistant about the counseling requirement, the means test or the automatic stay, with its sources. Matter Management keeps the dates you enter.
The letters and checklists
The Document Drafter writes the client letters and the document checklist for the petition. Save a target filing date and the draft is written a few days ahead.
The follow-through
Reply to the client, the creditor or the trustee with the Email Assistant. Each draft is saved for review and nothing is sent without you.
Watch it work
A caller facing a wage garnishment, a client letter about credit counseling, and a counseling checklist drafted before the target filing date. All three are fictional people, and every result is a shortened sample.
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The documents a bankruptcy firm uses
These are real Document Drafter types. Lengths are for the document itself, and about 450 words fill a page.
Bankruptcy Petition
A petition and its supporting schedules, drafted from the client's debts, income and assets. Detailed length runs about 3,000 to 5,000 words. Professional and Enterprise.
Client Letter
Plain-English steps for the client, such as the counseling briefing, the documents to bring or what to do about a garnishment. Standard length runs about 400 to 700 words. Every plan.
Retainer Agreement
The engagement for a filing, with the scope, the flat fee and which court costs the client pays directly. Standard length runs about 1,600 to 2,600 words. Every plan.
Legal Memo
An internal memorandum on a means test or a dischargeability question, with authority left for you to fill in and verify. Standard length runs about 1,400 to 2,300 words. Every plan.
Checklist
A working checklist of the documents for a petition, such as pay stubs, tax returns and the counseling certificate. Standard length runs about 300 to 600 words. Professional and Enterprise.
Motion
A motion in a pending case, such as one to lift the automatic stay, with its argument and clearly marked places for case authority. Standard length runs about 1,500 to 2,800 words. Professional and Enterprise.
Bankruptcy rules come from the federal code
Bankruptcy is governed by the federal Bankruptcy Code, not state law, so this page does not use the state reference file. The table lists the sections the tools draft around, and the attorney runs every calculation.
| Matter | Where the rule comes from | What the tool does |
|---|---|---|
| Credit counseling | 11 U.S.C. § 109(h) | Drafts the reminder to complete the briefing within 180 days before filing. The attorney checks the certificate's date |
| Means test (Chapter 7) | 11 U.S.C. § 707(b) | Explains that income is compared with the state median for the household's size. The calculation is run by the attorney |
| Automatic stay | 11 U.S.C. § 362(a) | Explains that filing stops most collection, with exceptions. Which creditor actions are stopped depends on the case |
Confirm the current median figures and the court's local rules before you rely on them. The Bankruptcy Code and its figures are updated regularly.
What it does not do
It does not decide whether to file
It drafts from the facts you give it. Whether bankruptcy is the right choice is for the attorney and the client to decide together.
It does not run the means test
It explains the test with its source. The attorney runs the calculation with the client's actual figures.
It does not file with the court
Nothing is submitted to a bankruptcy court or a trustee. Every petition, letter and email is a draft for an attorney to review and file.
It does not predict discharge
It does not estimate whether a debt will be discharged or what a client will keep.
Which plan includes what
For a bankruptcy firm, by plan.
| Feature | Core | Professional | Enterprise |
|---|---|---|---|
| Client letters, retainer and memo | Yes | Yes | Yes |
| AI Law Assistant: federal rules with sources | Yes | Yes | Yes |
| Email Assistant for clients and creditors | Yes | Yes | Yes |
| Website Intake Assistant | No | Yes | Yes |
| Matter Management and drafting ahead of a filing date | No | Yes | Yes |
| Petitions, checklists and motions | No | Yes | Yes |
| Litigation Strategy and Case Brief Analysis | No | No | Yes |
See pricing for what each plan costs and the monthly AI actions it includes.
Questions
What bankruptcy firms ask before they start.
Does Ramtek decide whether a client should file?
No. It drafts from the facts you give it, and it explains the options with their sources. Whether bankruptcy is the right choice is for the attorney and the client to decide together.
Can it draft a petition?
Yes. The Document Drafter writes a Bankruptcy Petition and its supporting checklist from the client's debts, income and assets. It is a draft for an attorney to review and file.
Does it calculate the means test?
No. It explains that income is compared with the state median for the household's size, with the statute as its source. The attorney runs the calculation with the client's actual figures.
How does a caller reach us?
On Professional and Enterprise, the Website Intake Assistant collects the caller's name, contact details and the deadline they mention, saves them to Matter Management as an Inquiry, and drafts a follow-up for an attorney to review. Nothing is sent to the caller without an attorney.
Is it legal advice?
No. Everything it writes is a draft for an attorney to review. Its answers come with sources so you can check them.
Is my firm's data used to train AI models?
No. Our AI provider's terms prohibit using what we send through its API to train models. The provider may keep it for up to 30 days for trust-and-safety monitoring and then deletes it.